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Turbobulls

ComparisonUpdated April 2026

Turbobulls vs Parqet

Parqet markets broker autosync, fund look-through and a tax dashboard, all of which need a server that can read your holdings. Turbobulls encrypts on your device, which rules autosync out and buys something else. It is a trade, not a ranking.

14 days of everything · Then a permanent free plan · Nothing deleted, export always included

The short answer

Turbobulls if you want investments, spending and net worth in one place that no server can read, paying for the side you actually use, or both, on top of a free plan that never expires.

Parqet if you want automatic broker sync, X-Ray look-through into what your ETFs actually hold, or its tax dashboard.

Investments, cash flow and net worth on one screen. Demo data.

End-to-end
Encrypted on your device with AES-256 before it syncs. Your financial data reaches us as ciphertext.
File imports
CSV and XLSX, auto-detected. IBKR, XTB, TradeVille, ING, Raiffeisen and more.
Free plan
Permanent, no card, nothing deleted when the trial ends.
€3.99
Investing Pro per month billed yearly: the investing side in full, with the spending side left exactly at free-plan depth. Turbo Pro at €6.66/mo opens both sides. Under it, a free plan with no card and no time limit.

Which one fits you?

Three questions. We will say so when the answer is Parqet.

1 · What do you want to track?
2 · How should your data get in?
3 · How deep does allocation need to go?

Answer the three questions and a recommendation appears here.

Side by side

Based on each platform’s public documentation as of April 2026, with Parqet’s pricing and plan caps re-checked in August 2026. The Turbobulls column describes Turbo Pro, the plan that includes everything; the free plan is capped and keeps a working slice of each paid section. Spending Pro and Investing Pro cover one side each and leave the other exactly at free-plan depth.

Capability
Turbobulls
Parqet
Where they agree
Portfolio basics
Multi-currency, multi-broker, multi-account, with benchmarking and performance analytics.
The same ground. Parqet markets multi-currency portfolios, benchmarking and performance analytics.
EU footing
Operated by GXG TECHSOFT SRL from Bucharest, Romania.
Operated by Parqet Fintech GmbH of Hamburg, Germany, with an English version of its site.
Not a trading tool
No real-time feeds, no technical analysis, no execution. Tracking and analytics only.
The same. Neither product places trades.
Where they differ
Encryption
On-device AES-256-GCM, key derived from your password. Your portfolio and wallet data is stored as ciphertext.
A hosted model, which is what its feature set requires. Its data-protection page names Parqet Fintech GmbH as controller. We did not find end-to-end encryption described in its public materials as of April 2026.
Getting data in
File import and manual entry. No broker connections by design, since a sync service would have to read your positions.
Autosync named for Trade Republic, Scalable Capital, ING, Comdirect and Consorsbank, plus file import from 50+ brokers. Integrations capped per tier: 2, 5 or 20.
Fund look-through
No. Country and region place a fund where the fund itself is domiciled; looking inside funds is on the roadmap and is not built.
Markets X-Ray for looking through ETF holdings, on the paid tiers.
Tax reporting
No tax dashboard. Withholding tax is recorded per dividend and included in net income.
Markets a tax dashboard covering tax paid on sales, dividends and withholding, on the paid tiers.
Expenses and budgeting
Spending, categories, savings rate, salary and net worth beside the portfolio, plus envelope budgeting.
Not marketed as of April 2026. Positioned as an investment tracker rather than a personal-finance one.
Multi-currency
30+ currencies, FX applied on the trade date, with capital and currency gain split apart on a paid plan.
Markets support for 40+ currencies.
Portfolios
One workspace on free, two on Spending Pro or Investing Pro, no limit on Turbo Pro.
Capped per tier: 1 on Basis, 5 on Plus, 15 on Investor.
Plans and pricing
Turbo Pro at €6.66/mo billed yearly, or €7.99/mo, lifts every cap and opens every section. Or pay for one side only: Spending Pro at €2.99/mo or Investing Pro at €3.99/mo billed yearly, and the side you did not buy is not taken away: it stays exactly at free-plan depth. Under all of it sits a permanent free plan that keeps a working slice of every paid section.
Three tiers as checked in August 2026: Basis free, Plus at 11.99 EUR/mo and Investor at 29.99 EUR/mo, with annual billing advertised as 3 months free on Plus and 1 on Investor.

Parqet may have changed since this was compiled. Its own pricing and documentation pages are the authoritative source.

What the difference looks like

Four views from the app, on demo data. The demo is read-only and needs no signup.

Scope

Spending sits next to the portfolio

Income, expenses, savings rate and real cash flow, in the same encrypted account as your holdings, with envelope budgeting on top. Parqet is positioned as an investment tracker; we did not find personal expense tracking or budgeting in its public materials.

Income versus expenses chart with average net per month and savings rate, beside wallet net worth, total debt, debt to income and average savings rate
Allocation broken down by country, region and sector, with the per-holding split beside it
Allocation

By instrument, and honest about it

Country, region, sector and industry, on a paid plan. A holding is placed by the instrument, so a world tracker domiciled in Ireland reads as Ireland rather than as the countries it actually holds. That is exactly what Parqet’s X-Ray does and we do not, and it is worth knowing before you choose.

Dividends

Received and declared, kept apart

Declared payments are never counted in your totals until they land, and withholding tax is recorded per payment so the figure is net rather than gross. Parqet markets a dividend dashboard and a forecast that projects future income; both products put the deeper parts behind a paid plan.

Dividend calendar
June 2026
€89.02
received
M
T
W
T
F
S
S
1
2
3
5
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AAPL
€24.50
ReceivedDeclared, not yet paid
Time travel
Your portfolio, any date
Rewind
€34,250+44.9%
Holdings on Today
NVDA× 48€8,240
MSFT× 16€5,910
AAPL× 22€4,680
VWCE× 54€6,320
Cost basis adjusted for splits · FX at that day’s rates
History

Your portfolio on any past date

Rebuilt from your own transactions rather than a stored snapshot, so it reflects what you actually held, with splits applied retroactively.

The long version

Everything behind the table, one topic at a time.

Two different approaches to portfolio tracking

Parqet is a German portfolio tracker, operated by Parqet Fintech GmbH of Hamburg, that publicly markets broker autosync, fund look-through and a tax dashboard. It publishes an English version of its site.

Turbobulls takes a different path: investments, expenses and income tracked together, encrypted on your device so the server cannot read any of it. Beyond the portfolio it covers your wallet, bank accounts, salary and envelope budgets, and reports net worth across all of it.

Both handle multi-currency portfolios, benchmarking and performance analytics, and neither is a trading tool. Where they differ most is scope, privacy architecture and specialised tooling, and those are not independent of each other, which is the point of the next tab.

Where each one is weaker

No tool wins everywhere. This is the part most comparison pages leave out.

Turbobulls
  • No broker autosync, and none possible under the encryption model
  • No fund look-through: a world tracker reads as its domicile
  • No tax dashboard
  • No dividend forecast
  • The free plan is genuinely capped: 10 holdings, 3 accounts, 2 brokers
Parqet, per its public materials
  • No end-to-end encryption described; a hosted model instead
  • Autosync requires the platform to read your broker data
  • No personal expense tracking or budgeting described
  • Portfolios, watchlists and integrations are all capped by tier

The first three are from the April 2026 review; only pricing and plan caps were re-checked in August 2026. Parqet’s own documentation is the authority.

What it costs

Both have a free tier, so the question is not whether you can start for nothing. It is what the paid tiers hold back, and what the free one still does once the trial ends.

Turbobulls
Three paid plans
€3.99per month for Investing Pro, billed yearly at €47.90

Or €4.79 a month billed monthly. Annual billing is two months free. Cancel anytime. That is the investing side in full; Turbo Pro at €6.66 a month billed yearly opens both sides. Paying at all is optional: the free plan takes no card and has no time limit.

  • Turbo Pro lifts every cap and opens every section
  • Or Spending Pro at €2.99 a month billed yearly: the spending side in full, with the investing side left exactly at free-plan depth
  • Or Investing Pro at €3.99 a month billed yearly: the investing side in full, with the spending side left exactly at free-plan depth
  • Encryption and export on every plan, free included
The free plan you land on

No time limit, no card, nothing deleted. Capped at 1 workspace, 3 accounts, 10 holdings, 2 brokers, 50 portfolio and 120 wallet transactions, 10 tags, 10 categories, 1 benchmark and 10 watchlist entries, with a working slice of each paid section.

Start the 14-day trial

No card, and nothing to cancel if you stay on free.

Parqet
3 tiersBasis, Plus, Investor

Basis free, Plus 11.99 EUR a month and Investor 29.99 EUR a month when checked in August 2026. Annual billing is advertised as 3 months free on Plus and 1 on Investor.

  • Portfolios capped at 1, 5 and 15
  • Integrations capped at 2, 5 and 20
  • X-Ray and dividend forecasts on the paid tiers
  • Unlimited securities holdings on every tier

Prices and inclusions are set by Parqet and can change. Its own pricing page is the authoritative source.

Questions people ask before switching

Your complete financial picture, encrypted

No card · Nothing deleted · Export on every plan

About this comparison

This page is published by Turbobulls, operated by GXG TECHSOFT SRL, registered in Bucharest, Romania and is commentary intended to help readers choose between products. It is not endorsed by, affiliated with, or sponsored by Parqet or its operator.

Parqet and any related logos are trademarks of their respective owners. Parqet is a product of Parqet Fintech GmbH, referenced here for the sole purpose of identifying the product being compared, as permitted for referential use and comparative advertising under EU law. All other trademarks remain the property of their respective owners.

Statements about Parqet are based on the company’s own publicly available documentation, marketing pages, and pricing information (primarily www.parqet.com/pricing) as reviewed on April 2026, with pricing and plan caps re-checked in August 2026. Features, pricing, plan structure, and supported integrations on third-party platforms can change at any time and may have changed since this page was last reviewed. Readers are encouraged to verify any detail that is decision-critical against the official source before relying on it.

Statements about Turbobulls reflect the platform’s capabilities as of the same date and are intended in good faith. Comparisons describing what each product is “best for” reflect our editorial opinion based on the publicly described feature sets, not a measured benchmark.

Turbobulls is a tracking and analytics tool, not an investment adviser. Nothing here is investment, tax, or legal advice. Investing involves risk, including loss of principal. Do your own research or consult a licensed professional.

If you believe anything on this page is inaccurate or out of date, please contact us at hello@turbobulls.com and we will review and correct it promptly.

Last reviewed: April 2026, with pricing and plan caps re-checked in August 2026.