Turbobulls vs getquin
getquin is a social tracker: a community feed, broker sync and AI-assisted analysis, all of which need a server that can read your portfolio. Turbobulls encrypts on your device, which rules those out and buys something else.
14 days of everything · Then a permanent free plan · Nothing deleted, export always included
Turbobulls if you want investments, spending, salary and net worth in one encrypted place that nobody else can read, including us.
getquin if you want a community to invest alongside, automatic sync with a broker it supports, or AI-assisted analysis.
Investments, cash flow and net worth on one screen. Demo data.
Which one fits you?
Three questions. We will say so when the answer is getquin.
Answer the three questions and a recommendation appears here.
Side by side
Based on each platform’s public documentation as of April 2026, with getquin’s pricing re-checked in August 2026. The Turbobulls column describes Turbo Pro, the plan that opens both sides. Spending Pro and Investing Pro open one side each and leave the other exactly at free-plan depth. The free plan is capped and keeps a working slice of each paid section.
getquin may have changed since this was compiled. Its own pricing and documentation pages are the authoritative source.
What the difference looks like
Five views from the app, on demo data. The demo is read-only and needs no signup.
What actually leaves your device
This runs in your browser before anything is sent. What reaches our database is ciphertext, not your figures. It is also the reason there is no community feed here: a server that cannot read your portfolio cannot show it to anyone else.
MWR and TWR, not one number
Money-weighted return reflects what you actually earned given when you added or withdrew money. Time-weighted return strips your timing out and measures the portfolio itself. Conflating the two is one of the most common mistakes in self-evaluation, and both are on every plan.
Spending sits next to the portfolio
Income, expenses, savings rate and real cash flow, in the same encrypted account as your holdings, with envelope budgeting on top. getquin markets an income and spending breakdown too; what differs is that ours sits behind encryption the server cannot lift.
Geography without the guesswork
Country, region, sector and industry, which getquin also markets as geographical exposure. Asset type, broker, currency and tag are on every plan; the four above form one paid group. Holdings are classified by instrument, so a fund counts where the fund is domiciled rather than spread across what it holds.
Your portfolio on any past date
Rebuilt from your own transactions rather than a stored snapshot, so it reflects what you actually held, with splits applied retroactively. We did not find historical portfolio snapshots among getquin’s publicly described features.
The long version
Everything behind the table, one topic at a time.
Two different approaches to portfolio tracking
getquin, operated by QUIN Technologies GmbH, is a portfolio tracker with a real presence in the European retail-investor space. Per its public materials it tracks stocks, ETFs, crypto and custom assets, offers community features that let you follow other investors and see popular holdings, and connects to brokers and bank accounts by API. As checked in August 2026 it also markets net worth tracking, an income and spending breakdown, and AI financial agents on its upper tiers.
Turbobulls is a privacy-first tracker built on end-to-end encryption. Data is encrypted on your device before it reaches the server, so the platform is designed not to be able to read your holdings or transactions. Beyond investments it tracks your wallet, bank accounts, salary, expenses and income, and offers money-weighted and time-weighted return, historical snapshots and retroactive split handling.
Both handle multi-currency portfolios and benchmarking. Where they diverge is privacy architecture, analytics depth, how data gets in, and whether there is a community at all. Those four are not independent of each other, which is the point of the next tab.
Where each one is weaker
No tool wins everywhere. This is the part most comparison pages leave out.
- No automatic broker sync, and none possible under the encryption model
- No community, social or sharing features, for the same reason
- No AI-assisted analysis of your holdings
- An installable web app rather than a native one
- The free plan is genuinely capped: 10 holdings, 3 accounts, 2 brokers
- No end-to-end encryption described; a server-side model instead
- Its community and AI features require a server that can read your data
- MWR and TWR not described as separate metrics
- No historical portfolio snapshots described
The last two are from the April 2026 review and were not re-checked in August 2026. getquin’s own documentation is the authority.
What it costs
Both have a free tier, so the question is not whether you can start for nothing. It is what the free tier is, and what paying adds.
Or €4.79 a month billed monthly. Annual billing is two months free. Cancel anytime. Under it sits a free plan with no card and no time limit, and above it Turbo Pro at €6.66/mo billed yearly, which opens both sides.
- Turbo Pro lifts every cap and opens every section
- Or pay for one side: Investing Pro at €3.99 a month billed yearly, Spending Pro at €2.99. The side you do not buy stays exactly at free-plan depth rather than going away.
- Encryption and export on every plan, free included
- Card, PayPal, Apple Pay or Google Pay via Stripe
No time limit, no card, nothing deleted. Capped at 1 workspace, 3 accounts, 10 holdings, 2 brokers, 50 portfolio and 120 wallet transactions, 10 tags, 10 categories, 1 benchmark and 10 watchlist entries, with a working slice of each paid section.
No card, and nothing to cancel if you stay on free.
Premium was EUR 89.99 a year and Wealth EUR 149.99 a year when checked in August 2026, both billed annually and before country-specific taxes. Prices are set by getquin and can change.
- A free tier under the two paid ones
- Community, feeds and educational content
- Bank and broker connections by API
- AI analysis on Premium, an AI agent on Wealth
For getquin’s current plan structure, prices and what each tier includes, see its own site, which is the authoritative source.