Turbobulls vs Snowball Analytics
Snowball markets dividend forecasting, rebalancing and automatic broker connections. Turbobulls encrypts on your device and tracks spending and salary beside the portfolio. The trade is specialised tooling against scope and privacy.
14 days of everything · Then a permanent free plan · Nothing deleted, export always included
Turbobulls if you want investments, spending, salary and net worth in one encrypted place, and a free plan that never expires.
Snowball Analytics if you want dividend forecasting and ratings, portfolio rebalancing, backtesting, or automatic broker connections.
Investments, cash flow and net worth on one screen. Demo data.
Which one fits you?
Three questions. We will say so when the answer is Snowball.
Answer the three questions and a recommendation appears here.
Side by side
Based on each platform’s public documentation as of April 2026. The Turbobulls column describes Turbo Pro, the plan that covers both sides. Investing Pro covers the investing rows on their own and leaves the spending side at free-plan depth. The free plan is capped and keeps a working slice of each paid section.
Snowball Analytics may have changed since this was compiled. Its own pricing and documentation pages are the authoritative source.
What the difference looks like
Four views from the app, on demo data. The demo is read-only and needs no signup.
Spending sits next to the portfolio
Income, expenses, savings rate and real cash flow, in the same encrypted account as your holdings. Snowball tracks broker fees against returns; we did not find general personal-expense tracking in its public materials.
Received and declared, kept apart
Declared payments are never counted in your totals until they land, and withholding tax is recorded per payment so the figure is net. This is the area Snowball is positioned around, and it markets forecasting and a rating system that Turbobulls does not have.
Twelve metrics, four of them free
Free keeps wealth velocity, CAGR, time-weighted return and portfolio share of net worth. Paid opens the other eight, including the Sharpe ratio, maximum drawdown and return volatility.
Your portfolio on any past date
Rebuilt from your own transactions rather than a stored snapshot, so it reflects what you actually held. This is looking backwards at what happened, not the forward simulation Snowball markets as backtesting.
The long version
Everything behind the table, one topic at a time.
Two different approaches to portfolio tracking
Snowball Analytics is a portfolio tracker that publicly markets dividend-oriented tooling. According to its public materials it covers a wide range of exchanges, offers a broad set of broker connections, includes a dividend rating system and forecasting tools, and provides portfolio rebalancing. It distributes native iOS and Android apps.
Turbobulls is a privacy-first financial tracker built on end-to-end encryption. Data is encrypted on your device before it reaches the server, so the platform is designed not to be able to read your holdings, transactions or performance. Beyond investments it tracks your wallet, bank accounts, salary, expenses and income, showing how the whole picture moves over time. Every account opens with 14 days of everything, no card, and then lands on a free plan that never expires.
Both handle multi-currency portfolios, benchmarking and performance analytics, and neither is a trading tool. Where they diverge is scope, privacy architecture and specialised tooling, and that is what the rest of this page is about.
Where each one is weaker
No tool wins everywhere. This is the part most comparison pages leave out.
- No automatic broker connections, by design
- No portfolio rebalancing tools
- No backtesting or scenario modelling
- No dividend forecasting or rating system
- An installable web app rather than a native one
- The free plan is genuinely capped: 10 holdings, 3 accounts, 2 brokers
- Our free plan keeps three months of the dividend calendar; Snowball’s is on all four of its tiers
- No personal expense, salary or bank-account tracking described
- No end-to-end encryption described; a server-side model instead
- Broker sync requires the platform to read your broker data
Tiers and holding caps were re-checked in August 2026. The encryption and expense claims are from the April 2026 review. Snowball’s own documentation is the authority.
What it costs
Every account starts with 14 days of everything and no card. The structural difference is what happens when you stop paying, and how much of the product a plan decides.
Or €4.79 a month billed monthly. Annual billing is two months free. Cancel anytime. A free plan sits underneath it with no card and no time limit.
- The investing side in full: unlimited holdings, trades, brokers, benchmarks and watchlist, the whole dividend calendar with yields, and the advanced metrics. The spending side stays exactly as it is on the free plan
- Turbo Pro at €6.66 a month billed yearly, or €7.99 monthly, opens both sides and lifts every cap
- Or Spending Pro at €2.99 a month billed yearly for the spending side alone, which leaves the investing side at free-plan depth
- Encryption and export on every plan, free included
- Card, PayPal, Apple Pay or Google Pay via Stripe
No time limit, no card, nothing deleted. Capped at 1 workspace, 3 accounts, 10 holdings, 2 brokers, 50 portfolio and 120 wallet transactions, 10 tags, 10 categories, 1 benchmark and 10 watchlist entries, with a working slice of each paid section.
No card, and nothing to cancel if you stay on free.
Plan inclusions and prices are set by Snowball and can change.
- A free tier at no cost, capped at 10 holdings
- Starter 79.99, Investor 149.99, Expert 249.99 a year
- Unlimited holdings on all three paid tiers
- Backtesting on every tier; 10 years free, 30+ higher up
- The dividend calendar is on all four tiers
Structure reviewed April 2026, from Snowball’s public pages. For current rates and what each tier includes, see its official pricing page.
Snowball includes features Turbobulls does not offer, among them backtesting and rebalancing, so the value comparison depends on which of them you would actually use.