The Yahoo Finance portfolio alternative with no ads
Transaction-level tracking across your brokers and currencies, with FX on the trade date and dividends net of withholding tax. Your portfolio and wallet data is encrypted on your device, and there are no advertising trackers in the app.
14 days of everything · Then a free plan that never expires · Export on every plan
Turbobulls if you want your portfolio and your spending encrypted on your device, fed by EU broker statements, with FX on the trade date and dividends net of withholding tax, ad-free on every plan.
Yahoo Finance for market news, analyst commentary, quotes and research. It is free, and nothing here does that job.
On price: Turbobulls from €3.99 a month billed yearly, or free. Yahoo Finance is free with ads; Bronze is $7.95 a month billed yearly. Checked September 2026.
What a tracker adds
Four views of the app on sample data. Try the tabs, or open the read-only demo, which needs no signup.
What you actually earned
A price chart tells you where a ticker is. Money-weighted return tells you what your wallet earned given when you bought; time-weighted return tells you how the strategy did regardless of your timing. Without both you cannot separate a poor strategy from poor timing. Both are on every plan.
Your portfolio against the index
Portfolio-level performance against any ETF, stock or basket you add as a benchmark, not just a chart per ticker. One benchmark on free, no limit on Investing Pro or Turbo Pro, with activity markers showing which trades moved the line.
One number, in the currency you think in
30+ currencies with the FX rate applied on each transaction date rather than today’s rate, and on Investing Pro or Turbo Pro every gain split into the part from the asset and the part from the exchange rate. If you hold across currencies, that split is the difference between knowing and guessing.
Spending sits next to the portfolio
Income, expenses, savings rate and real cash flow, in the same encrypted account as your holdings, with envelope budgeting on Spending Pro or Turbo Pro. Yahoo Finance’s My Money also tracks cash flow and net worth, from linked accounts, per its help centre. The difference is that Turbobulls keeps it encrypted on your device beside the portfolio, fed by statements rather than linked accounts, and adds budgeting, which My Money’s pages do not describe.
14 days of everything, no card. Or click around the read-only demo first, on sample data.
Switching from Yahoo Finance
Start from your brokers rather than from Yahoo Finance. Its portfolio export is a CSV of basic fields such as symbols, prices and dates, saved from a desktop browser, per its help centre, which does not say whether your transactions and lots are in it.
Save your Recovery Key
Save the Recovery Key when you create the workspace: we cannot read your data, so we also cannot reset a forgotten password, and the Recovery Key is the way back in.
Get a statement from each broker
A statement from the broker is the record everything else was derived from, and it is where Turbobulls has dedicated adapters: Interactive Brokers activity statements, Trading 212, DEGIRO, Coinbase, Crypto.com, Delta, eToro, Saxo, Tastytrade, Trade Republic, Avanza, Montrose, XTB, TradeVille, Investimental and Revolut personal, with ING Romania, Raiffeisen Romania and Salt Bank on the bank side. Any other broker goes through the generic CSV mapper, where you match the columns once.
Import one broker at a time
Then import one broker at a time and check the holdings against the statement before the next. The preview marks duplicates before anything is written, and the commit is atomic, so a bad file never leaves you half-imported.
Plan for the part that changes. Yahoo Finance is where you read the market, and nothing here replaces that, so keep it open. What moves is the record of what you own: it comes in by statement, is encrypted on your device before it is stored, and leaves again by export on every plan, free included.
Do you even need a tracker?
Three questions. We will tell you when the answer is to stay on Yahoo.
Answer the three questions and a recommendation appears here.
Side by side
Where they differ first, then where they agree. Based on each platform’s public documentation as checked in September 2026.
For Yahoo Finance, that documentation is its help centre, plans page and legal pages. The Turbobulls column describes Turbo Pro, the plan that covers both the investing and the spending side; the free plan is capped and keeps a working slice of each paid section. Everything in the Yahoo Finance column comes from its own pages, read in September 2026, and every negative rests on what those pages say; they are listed in the footer. Yahoo Finance may have changed since this was compiled. Yahoo’s own pages are the authoritative source.
14 days of everything, no card. If you never pay, you keep a free plan that never expires, and nothing is deleted.
The long version
Everything behind the table, one topic at a time.
A news portal that tracks portfolios, and a portfolio tracker
Yahoo Finance is a widely used financial news and market-data product. It also does real portfolio tracking: per its help centre you can record transactions and share lots, dividends are imported automatically, it shows realized and unrealized gains, and a portfolio can be built by CSV import or, in the US, by linking a brokerage account. Anyone telling you it is only a watchlist is overselling the gap.
So the honest comparison is not tracker versus no tracker. It is about how the product is funded and who can read your data, how it handles several brokers and several currencies, and whether your spending is entered and encrypted by you or pulled from linked accounts.
It is also worth saying plainly: Turbobulls has no market news, no analyst commentary and no earnings calendar, and none of that is planned. If you read Yahoo Finance every morning, nothing here replaces it. Many people run both, and that is a perfectly sensible answer to this page.
Tracking a portfolio at the transaction level
Turbobulls records every buy and sell with date, price, fees and quantity. From there it calculates cost basis per lot, tracks realised and unrealised gains separately, and applies stock splits retroactively so historical records stay accurate.
Where the two diverge is multi-currency and multi-broker. Turbobulls applies the FX rate on each transaction date rather than today’s rate, and on Investing Pro or Turbo Pro splits each gain into the part that came from the asset and the part that came from the exchange rate. The same holding at two brokers is one line with the per-broker split still available. If you hold in one currency at one broker, that machinery matters less.
And Turbobulls puts your spending, salary, cash accounts and debt in the same encrypted account, reporting net worth across all of it. Yahoo Finance’s My Money, labelled beta, does cash flow and net worth from linked bank, card, loan and investment accounts, per its help centre. What My Money’s pages do not describe is budgeting, or whether it is available outside the US.
How each product is funded
Yahoo FinanceYahoo Finance is offered to consumers as a free, advertising-supported product, alongside paid subscription tiers that list an ad-free experience. How Yahoo collects, processes and shares user data is described in Yahoo’s own privacy policy and cookie notice, which are the authoritative sources on the question. We are not going to characterise them for you: if this matters to your decision, read them directly. On encryption, Yahoo’s security page describes TLS in transit, and its My Money article says “end-to-end encryption” without saying who holds the keys. It is not encrypted on your device: no Yahoo page describes a key that only you hold.
TurbobullsWhat we can state is our own side. Turbobulls is ad-free and funded by subscription. Holdings, transactions and performance data are encrypted on your device with AES-256-GCM before being sent, under a key derived from your password using PBKDF2, and the platform is designed so that not even Turbobulls can read them. Analytics inside the app are explicit events only: no autocapture, no session recording, no advertising trackers, and nothing sold. That holds on every plan, including the free one.
An advertising-supported product is a reasonable trade for many people reading market news. It is a different question when the data is your complete financial position. See exactly how the encryption works, including what we can still see.
Dividends, and what happens to each payment
Yahoo Finance tracks dividends at portfolio level. Per its help centre, once you record a holding’s transaction its dividends are imported automatically, tracked as dividends received, deposited into the portfolio’s cash and counted in realized gains. Stock pages carry the ex-dividend date and forward yield as well, which is useful for research, and Turbobulls is not a research tool.
Where the two part is what happens to each payment. Turbobulls imports dividends for supported instruments and presents income by month in a calendar, including payments declared but not yet paid, which stay out of your totals until they land. Withholding tax is recorded per payment, so the figure shown is net and in your base currency. Neither a withholding-tax entry per payment nor a monthly income calendar is described in Yahoo’s public materials as of September 2026.
The full calendar and the yield figures, yield on cost and current yield, are on Investing Pro or Turbo Pro; the free plan keeps the last three months. Income can be traced to the positions contributing most of it, and dividends feed the return breakdown rather than sitting in a view of their own.
Analytics
Yahoo Finance’s portfolio computes realized and unrealized gains from your transactions, per its help centre, and its plans page lists portfolio performance, volatility risk and diversification views from Bronze up, with advanced charts, 50+ technical chart patterns and screeners higher up the ladder. Money-weighted and time-weighted return, historical snapshots and benchmarks of your own choosing are not described in its public materials as of September 2026.
Turbobulls provides ROI, money-weighted return and time-weighted return on every plan. MWR tells you what your wallet actually earned; TWR tells you how the strategy performed regardless of when you put money in. Without both you cannot cleanly separate a poor strategy from poor timing. Historical snapshots let you view the portfolio as it stood on any date, rebuilt from your own transactions. Benchmarking runs against any ETF, stock or basket you add, one on free and no limit on Investing Pro or Turbo Pro.
Behind those sits a panel of twelve metrics, four of them free: wealth velocity, growth rate (CAGR), time-weighted return and portfolio share of net worth. The other eight open on Investing Pro or Turbo Pro, among them the Sharpe ratio, maximum drawdown, return volatility and MOIC. Allocation by asset type, broker, currency and tag is on every plan; sector, industry, country and region form one paid group.
Getting your data in
Yahoo Finance’s help centre describes three ways to build a portfolio: type transactions in, import a CSV, which it says can only be done from a desktop browser, or link a brokerage account through Yodlee or Plaid, which it states is available in the US only. What its public materials do not describe, as of September 2026, are adapters for specific broker statements or the columns the CSV expects. Turbobulls ships CSV and XLSX adapters, among them generic CSV with manual mapping, Interactive Brokers activity statements, Trading 212, DEGIRO, Coinbase, Crypto.com, Delta, eToro, Saxo, Tastytrade, Trade Republic, Avanza, Montrose, XTB, TradeVille, Investimental, Revolut personal, ING Romania, Raiffeisen Romania and Salt Bank, with a bias towards EU and Romanian institutions.
You pick the broker and upload the file, and if the file does not match the adapter you picked, the app points you at the one it does match. The import preview flags duplicates before anything is written, and the commit is atomic: an import either lands in full or not at all. Files are parsed in your browser and encrypted before anything is sent.
Turbobulls does not connect to brokers automatically; imports are file-based, which is what encrypting on the device requires. Yahoo Finance links brokerage accounts in the US, per its help centre, and outside the US its documented routes are typing transactions in or importing a CSV. CSV and Excel export are available on every plan, free included; Yahoo exports a portfolio as CSV from a desktop browser, with basic fields such as symbols, prices and dates.
Where each one is weaker
These are two different products. The points below reflect what each is positioned to do, not a defect in either.
- No market news, analyst commentary or earnings calendar
- No stock research or screening tools
- No automatic broker connections
- Costs money once the trial ends, if you want the caps lifted
- The free plan is genuinely capped: 10 holdings, 3 accounts, 2 brokers
- Consumer product is advertising-supported; the ad-free experience is a paid-tier feature
- Not encrypted on your device; its security page describes TLS in transit, and Yahoo holds the data
- Spending and net worth come from linked accounts in My Money, labelled beta; no budgets in it, and availability outside the US is not stated
- Brokerage linking is US only, per its help centre; CSV import is desktop-browser only, and adapters for specific broker statements are not described
- Withholding tax per dividend, FX on the transaction date and a capital-versus-currency split are not described in its public materials as of September 2026
From the September 2026 review of Yahoo’s help centre, plans page and legal pages. Yahoo’s own pages are the authority.
What it costs
Yahoo Finance has a free tier that is genuinely free, and paid tiers above it. This is the section where we are the expensive option for anyone who only wants the free thing. If it is only the investing side you want, that is a plan of its own rather than part of a bigger one.
Or €4.79 a month billed monthly. Annual billing is two months free. Cancel anytime. Under it sits a permanent free plan, no card and no time limit, and above it Turbo Pro at €6.66/mo opens both the investing and the spending side.
- Opens the investing side on its own: unlimited holdings, trades, brokers, benchmarks and watchlist, the whole dividend calendar, the advanced metrics and the allocation breakdowns. The spending side stays exactly at free-plan depth, never less.
- Turbo Pro at €6.66 a month billed yearly lifts every cap and opens every section on both sides
- Spending Pro does the same the other way round, at €2.99 a month billed yearly
- Ad-free and encrypted on every plan, free included
- Card, PayPal, Apple Pay or Google Pay via Stripe
No time limit, no card, nothing deleted. Capped at 1 workspace, 3 accounts, 10 holdings, 2 brokers, 50 portfolio and 120 wallet transactions, 10 tags, 10 categories, 1 benchmark and 10 watchlist entries, with a working slice of each paid section.
No card, and nothing to cancel if you stay on free.
The consumer product is advertising-supported. As checked in September 2026 on its plans page, in US dollars, paid tiers were Bronze at $7.95, Silver at $19.95 and Gold at $39.95 a month, all shown at yearly billing (Bronze billed $95.40 a year); monthly-billed rates did not render.
- A free plan, per its help centre: real-time data, breaking news, price alerts and watchlists, with the portfolio documented without a paid-plan requirement
- Bronze lists portfolio performance, volatility risk, diversification, community sentiment and an ad-free experience
- Yearly billing advertised at 20% off; Gold listed with a 7-day free trial
- Prices are set by Yahoo and can change
For current rates and what each tier includes, see Yahoo’s own plans page, which is the authoritative source.