Portfolio tracker comparison
Turbobulls beside the trackers people compare it with, on nine things a tracker does, from keeping your data private to showing what your money really earned, plus what each one costs. Every mark comes from that company’s own pages, read in September 2026. Names link to the full comparison, and the words behind every mark are under the table.
The comparison table
| Tracker | Encrypted on your device | Portfolio tracking | Spending and budgets | Returns after inflation | Time- and money-weighted returns | Currency effect on returns | Dividend calendar and forecast | Risk analytics | Full export | Paid from |
|---|---|---|---|---|---|---|---|---|---|---|
| Turbobulls | Encrypted on your device: Yes. Encrypted on your device with AES-256-GCM under a key only you hold. We cannot read your portfolio. | Portfolio tracking: Yes. Holdings across every broker with cost basis per lot, dividends, returns and benchmarks. | Spending and budgets: Yes. Expenses, envelope budgets and net worth beside the portfolio, encrypted the same way. | Returns after inflation: Yes. On Turbo Pro: TWR, MWR and growth rate after inflation, against the official price index for your display currency in 14 currencies, and what idle cash lost to rising prices. | Time- and money-weighted returns: Yes. Both, on every plan, free included: time-weighted return for how your investments did, money-weighted for how your own money did. | Currency effect on returns: Yes. Every gain split into capital and currency, on Investing Pro and Turbo Pro. | Dividend calendar and forecast: Yes. A dividend calendar with declared upcoming payments, and indicated annual income at the current rate, on every plan. Investing Pro and Turbo Pro show the whole calendar and the payments expected over the next 12 months, Free the last three months. | Risk analytics: Yes. Sharpe ratio, maximum drawdown and return volatility, on Investing Pro and Turbo Pro. | Full export: Yes. Excel export on every plan, free included. | €2.99/mo billed yearly |
| getquin | Encrypted on your device: No. Not end-to-end encrypted. Its security page describes AES-256 in transit and at rest and never uses the words end-to-end, though its homepage says no one can access your data, not even us. | Portfolio tracking: Yes. Real-time portfolio and net worth tracking with live prices, benchmarking and allocation views. | Spending and budgets: Yes. Income and expenses with automatic categorisation, cash flow, net worth, and budgets with spending limits. | Returns after inflation: Partly, see the details. Only in planning: the retirement plan on Wealth factors inflation into projections. No inflation-adjusted view of actual portfolio returns is documented. | Time- and money-weighted returns: Yes. Both, on Premium and Wealth: its help centre documents a true time-weighted return (TTWROR) and an internal rate of return (IRR). | Currency effect on returns: Partly, see the details. Totals convert to a display currency you choose and Premium breaks holdings down by currency, but no split of gains into currency and price effects is documented. | Dividend calendar and forecast: Yes. A dividend calendar with announced payouts and estimates from last year's dividends, plus dividend forecasting on Premium, per its help centre. | Risk analytics: Partly, see the details. Only a volatility assessment inside its Premium AI portfolio analysis. No Sharpe ratio, maximum drawdown or beta is documented. | Full export: No. No portfolio export. Its help centre states it does not currently offer one from the app or the web app. | €89.99/yr |
| Snowball Analytics | Encrypted on your device: No. Not end-to-end encrypted, in its own words on its security page, which describes encryption in transit instead. Its pricing FAQ adds encryption at rest. | Portfolio tracking: Yes. Stocks, ETFs, funds and custom assets with performance, benchmarking, risk metrics and rebalancing. | Spending and budgets: No. No budgeting or expense tracking. Its pricing page lists the feature set tier by tier: cash accounts and custom assets inside a portfolio, and nothing for household spending. | Returns after inflation: Partly, see the details. Only in projections: its goal planner and dividend calculator can adjust for inflation. Returns after inflation on your actual holdings are not described. | Time- and money-weighted returns: Yes. Both: a time-weighted return and a money-weighted IRR computed with XIRR, per its site and help centre, with IRR on every tier. | Currency effect on returns: Partly, see the details. Its changelog mentions a currency profit figure under full currency accounting, but no page describes splitting gains into exchange-rate and price effects. | Dividend calendar and forecast: Yes. A dividend calendar of received, declared and estimated payouts on every tier, free included, and a Future Payments chart projecting the year ahead. | Risk analytics: Yes. Beta, Sharpe and Sortino ratios in its Analytics metrics, with beta and Sharpe listed on every tier, free included. | Full export: Yes. Holdings and transactions to CSV on every tier, free included. | €7.99/mo or €79.99/yr |
| Sharesight | Encrypted on your device: No. Not end-to-end encrypted. TLS in transit and encryption at rest, per its help centre, which also says its support staff can open your portfolio to resolve a support matter you raise. | Portfolio tracking: Yes. Stocks, ETFs, funds and crypto across 60+ markets, with price, performance and dividends. | Spending and budgets: No. No budgets or expense categories. Cash accounts track a bank or savings balance on paid plans, and that is the whole of it. | Returns after inflation: Partly, see the details. Not documented: its help on the components of return describes no inflation adjustment, and users were still asking for inflation-adjusted returns on its forum in May 2026. | Time- and money-weighted returns: Partly, see the details. Money-weighted only: it calculates returns with a variant of the Modified Dietz method, and says time-weighted returns suit fund managers rather than private investors. | Currency effect on returns: Yes. Returns split into capital gain, dividends and currency gain, for the whole portfolio and each holding, per its help centre. | Dividend calendar and forecast: Yes. On Standard and Premium: a Calendar report of paid, announced and estimated dividends, and a Future Income report up to three years ahead. | Risk analytics: Yes. On Standard and Premium: a Drawdown Risk report with maximum drawdown and return over maximum drawdown, by holding and portfolio. No volatility figure. | Full export: Yes. Every report exports to a spreadsheet or PDF. The All Trades report is on every plan, free included. | $7/mo billed yearly |
| Parqet | Encrypted on your device: No. Not end-to-end encrypted. Its FAQ says portfolio, login and payment data are stored apart and that PDF statements are read on your device, but no page describes the portfolio itself encrypted under a key only you hold. | Portfolio tracking: Yes. Portfolio visualisation with IRR performance, dividends, allocation, benchmarks and drawdown. | Spending and budgets: No. No budgets or expense tracking. A wealth tracker: cash, savings, crypto, metals and property beside securities. | Returns after inflation: Partly, see the details. Only as an assumed rate in its free financial-freedom planner. Its pricing table and help centre describe no inflation adjustment of your portfolio returns. | Time- and money-weighted returns: Yes. Both: an internal rate of return (XIRR) and the time-weighted TTWROR, per its help centre. The TTWROR chart needs Plus or Investor. | Currency effect on returns: No. No split of gains into currency and investment. Its tier-by-tier pricing table covers currencies only as conversion into your home currency and as a weighting. | Dividend calendar and forecast: Yes. On Plus and Investor: a dividend calendar for your holdings with a forecast, and dividend forecast charts. Free Basis gets the general calendar. | Risk analytics: Partly, see the details. A drawdown chart with maximum and longest drawdown on Plus and Investor, per its help centre. No volatility, Sharpe ratio or beta. | Full export: Partly, see the details. CSV export of activities on Plus and Investor, per its blog. Not on the free tier. | €11.99/mo |
| Yahoo Finance | Encrypted on your device: No. Not encrypted on your device. TLS in transit, per its security page, and Yahoo holds the data. Its My Money article uses the phrase end-to-end encryption without saying who holds the keys. | Portfolio tracking: Yes. Transaction level: share lots on a first-in-first-out basis, dividends and realized gains. | Spending and budgets: Yes. My Money, a free beta dashboard, tracks cash flow and net worth from linked accounts. No budget envelopes, and availability outside the US is not stated. | Returns after inflation: Partly, see the details. Only in a planner: its retirement calculator assumes 3% a year on figures you type in. Its portfolio pages describe no returns after inflation. | Time- and money-weighted returns: Partly, see the details. Time-weighted only: its premium portfolio analytics, Bronze and up, use a time-weighted return. No money-weighted return or IRR is described. | Currency effect on returns: Partly, see the details. A portfolio can switch display currency, but its help and plan pages do not describe splitting gains into currency and investment effects. | Dividend calendar and forecast: Partly, see the details. Past dividends only: the portfolio imports them after you add a transaction. Its events calendar has no dividend category, and no income forecast is described. | Risk analytics: Yes. On Bronze and up: premium portfolio analytics show your portfolio's Sharpe ratio, volatility, beta and alpha, over time and against the market. | Full export: Partly, see the details. Basic portfolio fields to CSV on a desktop browser. | $7.95/mo billed yearly |
| YNAB | Encrypted on your device: No. Not end-to-end encrypted. Encryption in transit and at rest, per its security page, which describes staff access under customer approval rather than a key only you hold. | Portfolio tracking: No. Not a portfolio tracker. Its features page does not mention investments, and its help centre describes investment accounts as balance-only, reconciled by hand. | Spending and budgets: Yes. Its whole product: zero-based budgeting with goal tracking, plus spending and net worth reports. | Returns after inflation: No. No returns to adjust. Its help centre describes investment accounts as balance-only, shown month by month in the Net Worth report. | Time- and money-weighted returns: No. No returns calculated. Investment accounts appear only as monthly balances in its Net Worth report, per its help centre. | Currency effect on returns: No. No exchange-rate split. Its pricing page rules out mixing currencies in one plan, and investment gains are entered as a new balance, per its help centre. | Dividend calendar and forecast: No. No holdings to schedule. Per its help centre, dividends are recorded by reconciling a balance-only investment account to its new balance. | Risk analytics: No. No risk measures. Its reports cover net worth, spending, income and Age of Money, with investments only as balances, per its help centre. | Full export: Yes. Plan and transactions to CSV or TSV from the web app. | $109/yr ($9.08/mo) |
| Spendee | Encrypted on your device: No. Not end-to-end encrypted. Encrypted in transit and stored encrypted on its own servers, where its authorised users can reach it, per its site. | Portfolio tracking: No. Not a portfolio tracker. Nothing on its product site or help centre mentions holdings, cost basis or returns. | Spending and budgets: Yes. Its whole product: budgets with a daily allowance, automatic categorisation and shared wallets. | Returns after inflation: No. No returns to adjust. None of its Basic, Plus or Premium feature lists mentions returns, and its terms describe tracking income and expenses. | Time- and money-weighted returns: No. No returns calculated. Its help centre describes tracking income and expenses for cash flow, and no plan feature list offers returns. | Currency effect on returns: No. No return split. It converts transactions into your main currency at a rate you can edit, and none of its plan feature lists includes returns. | Dividend calendar and forecast: No. No dividends. It reads connected accounts for balances and transactions, per its help centre, and no plan feature list mentions dividends. | Risk analytics: No. No risk measures. None of its Basic, Plus or Premium feature lists includes one, and its privacy policy covers incomes, expenses, budgets and balances. | Full export: Partly, see the details. CSV or XLS from the mobile app. The free plan exports the last 365 days, per its help centre. | $1.99/mo or $14.99/yr |
| Portfolio Performance | Encrypted on your device: Does not apply. There is no server to send it to. The file stays on your device and can be encrypted with a password. | Portfolio tracking: Yes. Its core product: holdings across several accounts, with time-weighted and internal rate of return. | Spending and budgets: No. No budgets or spending categories. Cash accounts record deposits and withdrawals. | Returns after inflation: Partly, see the details. Only as a benchmark: its manual offers Eurostat HICP series to compare against, and its developer wrote in 2024 that the return widgets cannot show inflation-adjusted figures. | Time- and money-weighted returns: Yes. Both, per its manual: the money-weighted IRR and the true time-weighted rate of return (TTWROR), for the portfolio and each security. | Currency effect on returns: Yes. Its performance calculation shows exchange-rate gains in their own column, plus currency gains on cash, per its manual. | Dividend calendar and forecast: Partly, see the details. Upcoming ex-dates and payment dates for the coming month in a dashboard widget, per its manual. No forecast of dividend income is described. | Risk analytics: Yes. Dashboard widgets for maximum drawdown, volatility, semideviation and the Sharpe ratio, among its risk indicators, per its manual. | Full export: Yes. CSV and JSON export, and the data file itself is XML stored on your device. | Free |
| Kubera | Encrypted on your device: No. Not end-to-end encrypted, in its own words on its security page: at rest and in transit, not end-to-end. Its database administrators hold the keys. | Portfolio tracking: Yes. Live positions by ticker across major exchanges, plus crypto and private assets, with IRR. | Spending and budgets: No. No budgeting or household spending. A net worth and portfolio tracker, with a cash-flow record per asset that feeds returns. | Returns after inflation: Partly, see the details. Only in projections: Fast Forward, its planner, restates future net worth in today's money at an inflation rate you set. | Time- and money-weighted returns: Partly, see the details. Money-weighted only: IRR per position, plus a growth rate. Its own comparison table lists time-weighted returns for another tracker, not for itself. | Currency effect on returns: Partly, see the details. Not documented: its pages describe converting every holding into one currency you pick, with no separate exchange-rate effect. | Dividend calendar and forecast: Partly, see the details. Received dividends are entered as cash flows for IRR, per its help. No dividend calendar is described, and its cash forecast runs on rules you enter. | Risk analytics: Partly, see the details. Not documented: its own comparison table sums up its performance reporting as growth rate, IRR, daily history and gains, with no risk measure. | Full export: Partly, see the details. A copy of your personal data in-app and a Markdown export for AI assistants. No spreadsheet export. | $250/yr |
| Empower | Encrypted on your device: No. Not end-to-end encrypted. 256-bit AES in transit and at rest, with the keys managed by Empower, per its help centre. | Portfolio tracking: Yes. Investment account holdings with performance, allocation and a portfolio analysis view. | Spending and budgets: Yes. Budgeting and cash flow with income and expenses, beside net worth and investment holdings in the same dashboard. | Returns after inflation: Partly, see the details. Only as a planning assumption: its Retirement Planner factors inflation into projections. No inflation-adjusted return or net worth on your accounts is described. | Time- and money-weighted returns: Partly, see the details. Method not named: its help centre says account performance strips out money moved in or out, without calling it time- or money-weighted. | Currency effect on returns: No. US dollars only. Its help centre says only US institutions with USD accounts can be linked and crypto must trade in USD, so there is no exchange-rate effect to split. | Dividend calendar and forecast: Partly, see the details. Past dividends only: imported transactions and an Income tab per investment account, per its help centre. No dividend calendar or income forecast is described. | Risk analytics: Partly, see the details. A risk check: its Investment Checkup compares your allocation's risk with a suggested one. No Sharpe ratio, drawdown or volatility from your returns is described. | Full export: Yes. Transactions export to CSV from the web app and the iOS app. | Free |
| A spreadsheet | Encrypted on your device: Does not apply. There is no tracker holding it. Whether the file is encrypted depends on where you keep it. | Portfolio tracking: Partly, see the details. Only what you build and maintain yourself. | Spending and budgets: Yes. If you build it. Nothing is joined up unless you join it. | Returns after inflation: Partly, see the details. Only if you build it: download an official price index, match it to your dates and deflate every figure yourself. | Time- and money-weighted returns: Partly, see the details. XIRR gives a money-weighted return. A time-weighted one means valuing the portfolio at every cash flow and linking the periods yourself. | Currency effect on returns: Partly, see the details. Only if you keep the exchange rate of every trade and split each gain yourself. | Dividend calendar and forecast: Partly, see the details. Past dividends are whatever you type in. Upcoming payments and a forecast are yours to look up and keep current. | Risk analytics: Partly, see the details. Only the formulas you write, on a daily value history you keep yourself. | Full export: Yes. It is already a file. | Usually already paid for |
yesnopartly, see the details belowdoes not apply
A cross means no, and the details under the table say how we know: the company writes it somewhere on its own site, or what it does describe settles the answer, or it lists its features tier by tier and this one is not there. Where we could only say we had looked and not found it, the mark is a half rather than a cross. Every mark was read in September 2026 and links back to the page it came from. “Paid from” is the cheapest paid plan each product sells, as displayed on the date in the details and in the currency shown, so on most rows it buys a limited tier rather than the whole product. Ours is fetched live.
The one thing that is the same in every row of ours
Turbobulls encrypts your portfolio and wallet data on your device, so the server holds ciphertext and cannot read it. That is why we have no broker sync, no bank connections and no social feed: a sync service has to read what it fetches, and our server cannot read anything. If automatic sync is the feature you would not give up, several products in the table do it well, and the full comparisons say which. How the encryption works.
The full comparisons
Seven pages, each checked against the other product’s own pages rather than written from its marketing, with prices and the date they were read. Where a rival does something we do not, the page says so.
- Turbobulls vs getquinA social feed and bank connections, against a tracker that cannot read your holdings.
- Turbobulls vs Snowball AnalyticsDividend ratings, full rebalancing and backtesting, against dividends tracked beside your spending in one encrypted place.
- Turbobulls vs SharesightTax reporting built for AU and NZ, against multi-currency built for Europe.
- Turbobulls vs ParqetA German tracker with broker autosync and ETF look-through, against file imports and on-device encryption.
- Turbobulls vs Yahoo FinanceA free, ad-supported news portal that also tracks portfolios, against an encrypted tracker with no advertising trackers in the app.
- Turbobulls vs YNABEnvelope budgeting for cash, against budgeting and a portfolio in one place.
- Turbobulls vs SpendeeShared wallets and spending, against spending sitting next to your investments.
Every mark in words, with sources
The sentence behind each mark, and the pages on that company’s own site it was read from.