Best Portfolio Tracker for UK Investors
The Three Things That Make a UK Portfolio Different
Your Cost Basis Is in Pounds, Even When Your Holding Is Not
Buy a US share and you paid in dollars, but everything that matters afterwards is measured in pounds.
Buy 100 shares at USD 50, rate 1.25 USD/GBP
Cost: 5,000 / 1.25 = GBP 4,000
Sell at USD 50, unchanged, rate now 1.10
Proceeds: 5,000 / 1.10 = GBP 4,545.45
Gain: GBP 545.45, or 13.6%The share did nothing. Sterling weakened, and in pound terms you made GBP 545. That is a real gain, and it is why cost basis has to be recorded in pounds at the rate on the trade date, not converted at today's rate when you happen to look. A tool that converts at display time will give you a different, wrong answer every day.
Your Wrappers Are Not One Pot
An ISA, a SIPP and a general investment account behave completely differently, and pooling them produces numbers that mislead in both directions.
Gains inside an ISA do not create a capital gains liability. Gains in a GIA can. A SIPP is money you cannot touch for years, which makes it a different thing from an emergency-accessible holding even when the underlying fund is identical.
A tracker that adds all three into one total is fine for "what am I worth" and actively misleading for "what do I owe" or "what can I reach".
Your Holdings Are Spread Across Platforms
The common UK shape is a SIPP at one provider, an ISA at another, and a GIA somewhere cheaper. Each shows you its own slice, and none can tell you your actual allocation, your total dividend income, or your real return.
That is the same consolidation problem covered in consolidating brokerage accounts, and it is more acute in the UK than most places because the wrapper structure encourages using several platforms.
What to Look For
GBP cost basis recorded at the trade-date rate. Not converted on display. This is the single most consequential thing on the list.
Wrappers kept separable. Whether by account, by tag, or by portfolio, you need to be able to see the GIA on its own.
The currency effect shown separately from the asset's own return, so a flat holding that gained 13% on sterling weakness reads as what it is.
Dividend withholding handled, since US dividends arrive net and the gap matters for both income figures and tax.
Export that works on the plan you are on, because your history is the asset and platforms change.
Where Turbobulls Fits
GBP as a base currency, with the rate applied on the trade date. 30+ currencies are supported and every transaction converts at its own date's rate rather than today's, which is the fix for the worked example above.
The currency effect is separable. Returns can be split into their capital and currency components, so the 13.6% in the example reads as currency rather than as investment skill. That split sits on the paid plan.
Wrappers via accounts and tags. You can hold a SIPP, an ISA and a GIA as separate accounts, tag holdings by wrapper, and filter to any of them. Allocation by broker, account type, currency and tag is available on every plan including free. Account types include retirement, loan and mortgage.
Dividends with withholding. Dividend transactions record the tax deducted at source, and income figures are reported net of it in your base currency. See dividend withholding tax for what that deduction is.
Export is never paywalled, on any plan.
Where Turbobulls Is a Poor Fit for a UK Investor
Stated plainly, because the rest is worth nothing without it.
- No UK broker import adapters. We support a generic CSV with manual mapping and an Interactive Brokers activity statement, plus several continental European bank and broker formats. There is no Hargreaves Lansdown, AJ Bell, Vanguard UK or Freetrade adapter. If you use those, you are mapping a CSV by hand.
- No automatic connection to any platform. Imports are file-based and always will be, because your data is encrypted on your device before it is stored. That is a real trade-off, not a missing feature.
- No UK tax reports. We produce no CGT computation, no Section 104 pooling, no ISA or SIPP reporting. We keep the underlying record; the tax work is yours or your accountant's.
- No wrapper-aware logic. Wrappers are accounts and tags. The product does not know that an ISA is tax-free, so it will not exclude ISA gains from anything automatically.
If prepared UK tax reports are what you need, a UK-specific tool will serve you better than we will.
Try It Against Your Own Portfolio
The Full Picture: Read These Next
Multi-currency investing - why a GBP base and US holdings is two positions
Currency gain - measuring the sterling effect separately
Consolidating platforms - SIPP, ISA and GIA in one view
Free vs paid trackers - what free tiers cut, and what to check first
Sharesight alternatives - how to compare the tool most UK investors start from
Frequently Asked Questions
Q: Does it handle ISAs and SIPPs?
As accounts you can separate and filter, yes. As tax-aware wrappers, no. The product does not know that ISA gains are exempt or that a SIPP is inaccessible, so it will not apply either rule for you. If you want the split visible, keep them as separate accounts and tag the holdings.Q: Can it import from Hargreaves Lansdown or AJ Bell?
Not with a dedicated adapter. You would use the generic CSV import with manual column mapping, which works but takes setup the first time. Interactive Brokers has a dedicated activity statement adapter if you use them.Q: Does it produce a CGT report?
No. We record cost basis per lot, realized and unrealized gains, dividends and withholding, which is the underlying data a CGT computation needs, and export is free on every plan. The computation itself is not something we do.Q: Will it show my return in pounds?
Yes, with each holding tracked in its own currency and converted at the trade-date rate rather than today's. The currency component can be separated from the asset's own return on the paid plan.Turbobulls is a tracking and analytics tool, not an investment adviser. Nothing here is investment, tax, or legal advice. Investing involves risk, including loss of principal. Do your own research or consult a licensed professional.
A GBP Base That Behaves Properly
Trade-date conversion, the currency effect told apart from the asset's, and every platform in one view.
- GBP base with 30+ currencies, FX applied on the trade date
- Currency gain separated from capital gain on the paid plan
- Accounts and tags to keep ISA, SIPP and GIA apart
- Dividend withholding recorded per payment
- Export on every plan, free included, never paywalled
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